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Governance, Risk Management Najia Belbal 10/17/26 Governance, Risk Management Najia Belbal 10/17/26

AI governance for boards: what the EU AI Act asks directors to oversee

The AI Act places duties on organisations according to their role and the systems they use. Boards need a reliable view of those obligations, the applicable dates and the people responsible for evidence and oversight.

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Governance, Risk Management Najia Belbal 10/5/26 Governance, Risk Management Najia Belbal 10/5/26

Who can stop an automated decision?

Human oversight means little if nobody has the authority, time or information to intervene. Boards should test how automated decisions can be challenged, paused and corrected in the circumstances where it matters.

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Governance, Risk Management Najia Belbal 7/6/26 Governance, Risk Management Najia Belbal 7/6/26

Risk appetite that helps people make a decision

Words such as cautious and balanced leave plenty of room for interpretation. A board-approved risk appetite becomes useful when people can see what it permits, where the limits sit and what happens when those limits are approached.

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Governance, Risk Management Najia Belbal 5/18/26 Governance, Risk Management Najia Belbal 5/18/26

Ten questions a non-executive director should ask the CISO

A useful conversation with the CISO connects cyber exposure to the business and the decisions directors must take. These ten questions ask for evidence, ownership and choices without expecting the board to run security operations.

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Governance, Risk Management Najia Belbal 3/2/26 Governance, Risk Management Najia Belbal 3/2/26

Making group structures understandable to the board

A group chart shows ownership. It may say little about where decisions are made, obligations sit or money moves. Boards need a structure they can explain before they approve changes to it.

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Governance, Risk Management Najia Belbal 2/16/26 Governance, Risk Management Najia Belbal 2/16/26

The board’s first hour in a crisis

When a serious incident reaches the board, directors need a clear picture of who is leading, what is known and which decisions cannot wait. Early discipline helps management respond without facing a second chain of command.

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Governance, Risk Management Najia Belbal 2/2/26 Governance, Risk Management Najia Belbal 2/2/26

What has the board already committed its capital to?

The cash balance tells only part of the story. Before approving another commitment, boards need a clear view of future payments, conditional obligations and the money that may be difficult to move when it is needed.

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Governance, Risk Management Najia Belbal 12/8/25 Governance, Risk Management Najia Belbal 12/8/25

The decisions that fall between board committees

Audit, risk and remuneration committees can each do their job well while a shared issue remains unresolved. The full board needs to see where responsibilities meet and ensure that someone brings the combined question back for a decision.

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Governance, Risk Management Najia Belbal 10/6/25 Governance, Risk Management Najia Belbal 10/6/25

The cyber dashboard is green. What has actually been tested?

Training is complete, backups are running and the dashboard is green. What evidence shows that the business could respond to an incident and recover the services that matter?

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Governance, Risk Management Najia Belbal 6/2/25 Governance, Risk Management Najia Belbal 6/2/25

The cost of leaving your technology provider

The contract may allow an exit while the business remains heavily dependent on the supplier. Understanding the work, cost and disruption involved makes renewal and investment decisions more credible.

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Risk Management, Governance Najia Belbal 12/9/24 Risk Management, Governance Najia Belbal 12/9/24

Shareholder rights: fair treatment when interests differ

A majority owner wants a quick decision. A minority investor wants more information. Fair treatment is tested in moments like these. What boards should check before a vote, a capital increase or a transaction involving an owner.

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